Julia Morgan School for Girls
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Financial Literacy | Print | E-mail

The financial literacy program introduces students to real life business and personal finance concepts. Throughout their three years at JMSG, students explore, learn and apply the following financial skills and concepts: personal budgeting, paying taxes, supply and demand, creating a business, history of money, writing a business plan, investing vs. day-trading, corporate culture, current events. All students have a financial literacy class one hour a week. In sixth grade, girls study general economics; seventh graders learn about personal finance; eighth graders focus on business and the stock market. Methodologies used in this class include projects, discussions, simulations, research, and debates.

The major strength of the program is a commitment to include this unique and relevant program in the schedule every week for all students. The curriculum helps students develop new awareness of economic concepts. Students gain confidence and skills in making educated decisions around money. Through the use of models, this program allows for risk-taking in a safe environment. Financial literacy is an additional opportunity to integrate math into other areas of the curriculum. 

Students use skills learned in math class and apply them to real-life situations. For example, percent to decimal conversions are applied to paying bills and balancing a budget. Teachers emphasize critical thinking during the research of companies for the Corporate Fair and also during the discussion of current events. All team and individual projects require problem solving. For example, students work collaboratively to start a business in order to achieve financial goals. All of these experiences provide students with an economic awareness that they can apply in everyday life.

 

 
 
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